Traditional Homeowners Insurance Isn’t Built to Protect You From Rising Costs. But, We Are.
Escape skyrocketing insurance premiums, out of control deductibles, and gain peace of mind.
Wear and tear always happens and it is NEVER covered by insurance.
If a storm hit tomorrow, could you comfortably pull $5,000–$10,000 without derailing your financial plan?
What’s your plan when premiums rise and deductibles double again next year?
Protect Your Home Equity Better Than Insurance.
Hamilton Mutual Assurance helps homeowners create a private, federally-insured ledger for exterior repairs — a smarter, independent way to manage property risk without relying on insurance claims.
How Our Services Work for You
Advanced Roof Health Checkup
Get annual roof inspections that help detect small issues before they become catastrophic claims. Proactive protection for your most valuable asset.
Exclusive Membership Savings Program
Save 50% off markup on standard market pricing for qualifying repairs and maintenance. We keep your roof strong while keeping your costs low.
The P.A.P.A. (Property Asset Planning Agreement)
Build a private, dedicated reserve for long-term repairs and improvements. No surprise bills. No Insurance delays or denials.
Homeowner FAQs: See What's Possible
What services does Hamilton Mutual Assurance Corporation offer?
How can I contact Hamilton Mutual Assurance Corporation for service requests?
What job categories do you cover?
We cover all major exterior systems including roofing, siding, gutters, windows, and attic ventilation.
Is this insurance?
No. Hamilton Mutual Assurance provides a prepaid home protection system, not insurance. Members build repair reserves and receive exclusive pricing through structured contributions, scheduled maintenance, and warranty programs.
Are emergency repair services available 24/7?
Yes, we offer 24/7 emergency repair services to ensure your home issues are addressed promptly and efficiently at any time. Scheduling is based on weather and availability.
Are plans and pricing flexible?
Absolutely, we offer customizable planning tailored to meet the specific needs and preferences of your home and budget.
A Better Way to Plan For Your Home
"Goals aren't enough. You need goals plus deadlines: goals big enough to get excited about and deadline to make you run. One isn't much good without the other, but together they can be tremendous."
